Honest & Fair Credit Score Improvement
Do you dream about getting out of the rental market? Do you need a new car for your growing family? Is your bad credit stopping you from getting your loan approved? Then you’ve come to the right place.
At Credit Fix Solutions, we can help you understand your credit report and credit score, and remove any incorrect listings. When we fix credit, this will immediately improve your credit score* so you can go and buy your dream home, get that new car or maybe take that much needed holiday!
*The increase in your credit score is unknown and can vary. It is subject to what other data and information you have on your credit report. Every score increase is different as we all have different credit reports. Finance is subject to other Lender Ts & Cs.
For default and court action removals (with legal advice given from our partner law firm Credit Fix Lawyers, we ONLY charge you a fee if we obtain a successful outcome.
DEFAULT AND COURT ACTION FEES
Our fees range from $1,650 (for a default under $5,000), no application fee or upfront fee.
The fee is usually split into 2 payments:
- $50% when a credit provider agrees in writing to remove a default further to our written negotiations and investigations in around week 4 of our work.
- $50% when we get the credit report showing the default is removed around 2 weeks later.
Our fees start at $2500 for a court action.
The fee is paid in 2 stages of success:
- $50% payable when the plaintiff agrees to sign the orders we need to remove the judgment (around week 2 of our work).
- $50% payable when we email you the cleared report further to attending to Court and Equifax / Illion to remove the judgment around 6 weeks later.
You will need to confirm that you can afford our fees and have the fees available to pay when our invoices fall due before we will accept you on board as a client. We do not accept payment plans and we can enter a default judgment against you if we remove data from your report and you do not pay us. We appreciate prompt payment for our hard work and trust you to pay for our services once we are successful.
REPAYMENT HISTORY AMENDMENTS and ENQUIRY removals
We do not charge anything upfront. We assess your data and your score and gauge whether we can improve your report and score by amending or removing data.
Timeframe to carry out our work is 4 to 8 weeks.
Our fees start at $1500 plus GST, $1650, per success but this will increase if there are multiple matters to work on.
PLEASE NOTE if you cannot afford our fees, or are currently experiencing financial hardship we cannot accept your application. Please go to www.moneysmart.gov.au for free tips and tools. Charities such as The Salvation Army and Anglicare also offer assistance or you can call the National Debt Helpline on 1800 007 007.
Since 2014, Credit Fix Solutions has helped thousands of people across Australia to fix their credit.
Click here to send an email to our team.
Having difficulties getting your report? Or just want to speak to someone who knows everything about credit reporting?
If you want a personalised consultation with our CEO Victoria Coster, we are happy to offer this. Victoria has carried out just over 8,500 cases since 2014 (current as of Oct 2025). She has a wealth of experience, expertise and knowledge that she is happy to share with you including DIY options and education on how you can protect and improve your credit score.
It includes:
- A copy of your Equifax report and score
- Time over the phone with our CEO Victoria Coster, for education, DIY options and maybe work we can help you with
We fix credit nationwide and we won’t usually take more than 4 to 12 weeks to do our work.
Most cases are wrapped up in 6 to 8 weeks.
We put in 200% effort to remove a listing if we take your matter on, because we only get paid if we’re successful!
We fix credit reports as well as your credit score by removing unfair or incorrect information.
Credit Fix Solutions is known Australia wide as an honest & fair credit repair service working mainly with finance brokers.
We have thousands of referral partners, mainly finance brokers and are an award-winning credit repair firm in Australia.
Our promise is to deliver complete & thorough investigations into default & court action listings on credit reports.
Our team offers free consultations on your credit report and offer 100% Honest & Fair credit repair.
We can fix your credit history to help you gain control over your finances and help you in building your wealth.
Our assessments are FREE, we can help you get a FREE credit report and our fees are fixed and stated upfront clearly on our website and documentation.
Based in Parramatta, Sydney CBD, Melbourne, Brisbane and Perth, offering credit repair nationwide, our CEO Victoria Coster assesses every case with the help of her scenario assessments team in Sydney.
We also have business development managers who work with our referral partners in most states across Australia.
Whilst they do not provide assessments, if your broker refers you to us, this will be sent to our CEO for assessment.
So how does it work?
- Get a copy of your Equifax or Dun & Bradstreet (Illion) credit report (or we can get one for you).
- Email us a copy of the report for your FREE assessment with your contact details and we will call you. E: [email protected]
- We will spend as much time as you need to discuss your report and let you know if we can help you.
- Complete our application form and we are ready to start work.
Want more information on how credit repair works? Then you need to visit our credit repair FAQs section or our credit repair news section for lots of info on the credit repair industry. Our team looks forward to helping you improve your credit score today!
Are you a Finance Professional? Do you want to refer clients to us?
Are you a finance broker who needs to use a reliable credit repair company?
Then you’ve come to the right place!
At Credit Fix Solutions we pride ourselves on maintaining our relationship with our referrers.
As part of our service, we keep our referrers up to date with their client’s credit repair progress at all times.
Referral commissions are paid for all successful removals for members of our Elite Referral Program.
Send us an email today and we will call you to discuss this. E: [email protected].
We have plenty of credit repair testimonials available too for you to have a read through OR link up with your State BDM!.
Credit Fix Solutions promises to offer the best credit repair service Australia wide.
We look forward to helping your clients with the utmost care and attention that they deserve – all at a reasonable price.
