100% LICENSED AUSTRALIAN CREDIT REPAIR
Fix Your Credit Score And Get Finance Approved
When your credit report shows a default, court action, enquiry, or repayment history issue, it can feel like every lender will say no, and you’re left carrying the stress. We help remove eligible unfair negative listings and improve your credit position, so you can move forward with stronger approval chances.
- 100% Licensed
- Australia-Wide
- Est. 2014
START HERE
Not Sure What’s Hurting Your Credit Report? Start Here.
Founder of Credit Fix Solutions, Victoria Coster, explains what lenders see, why credit reporting has become more complex, and how we help remove eligible negative data, without charging upfront for work that won’t get results.
Corporate Members of both Major Finance Broking Associations
HOW WE HELP
100% Licensed Credit Repair Services
Since 2014, we’ve delivered honest & fair credit repair Australia-wide, helping remove unfair defaults, court actions, enquiries, and repayment history information, with weekly email updates along the way.
Credit Report Assessments
Want clarity before you do anything else? Get a credit report assessment so you understand what lenders see, what you can fix yourself, and what’s worth disputing.
(Equifax report + score and a consult with Victoria are available if you want a personalised walkthrough.)
Default Removal Services
Defaults can stay on your report for 5 years, even if you’ve already paid the debt. We negotiate to remove unfair default listings, with most matters taking around 4-8 weeks depending on the credit provider.
Court Action Removals
A court action (default judgment) is a serious “black mark” recorded through the court system and synced to credit reporting agencies. With legal advice from our partner law firm, we can help remove eligible court actions from individual or company credit reports.
Unpaid Debt Support
If your default or court action is unpaid, don’t panic. We can work on the default removal first, and then you can decide whether to settle or set up a payment plan (we’ll point you in the right direction).
Our Commitment
A Clearer Credit Report can Change What’s Possible Next
Your credit report is a vital part of assessing your financial history and can dictate your ability to gain access to finance for wealth creation (subject to lender terms and conditions). It’s your financial “footprint” and it’s often the contents of the report (not just the score) that credit teams review when deciding whether to approve you.
When unfair negative marks are removed, your credit score can improve, helping you move forward with goals like buying a home, getting a new car, or planning a holiday.
- Understand what lenders see before you apply for finance
- Remove bad marks and improve your credit score
- Move forward with a brighter financial future
Credit Repair That Helps People and Gives Back
Every time we do something at Credit Fix Solutions, we give back to the world through our donations via The B1G1 movement. Our monthly impacts across the world mean that using us for your credit repair needs not only helps you, but helps the planet too!
Credit Fix Solutions is proud to be a Platinum Impact Partner with the B1G1 movement, helping provide much needed water, medical treatments and education across the world since November 2021.
Days of Clean Water
Each and every month, just for referring people to us for help with their credit reports, we provide 160 days of access to clean water in the world.
Days of Education
Each and every month, because a client signs up with us we provide 120 days of education in the world.
Medical Treatments
Each and every month, because we remove defaults for consumers we provide 60 medical treatments in the world.
Trees Planted
Each and every month, because we remove court actions from consumer reports, we plant 10 trees in the world.
I have utilized the services of Credit Fix Solutions for over 2 years now for at least a dozen of my clients attempting to get into the property market in Queensland. In each instance the clients have had impairment of some sort with their credit reports, and without the services of Credit Fix, I believe they would have never been able to repair their credit reports and obtain finance for their properties. Without them and their services the dozen clients they have helped of mine would not be in their own homes and in most cases, would still be struggling to clear their credit reports.
Scott
Mortgage Broker
Thanks Victoria & Team, We are now preparing Rodney’s refinance application which will save him thousands of dollars per year in interest at the lower rate. We couldn’t have done this without your help!
Luke
Mortgage Broker
The team at Credit Fix Solutions are very efficient with great knowledge and negotiation skills. I am confident with using Credit Fix Solutions out of many other credit repair companies for their professional attitude and determination to resolve my clients’ credit issues. As a finance broker I feel confident to refer my business to Credit Fix Solutions who act promptly, professionally and just get the job done
Raj
Mortgage Broker
Helping young Australians build a stronger financial future.
Financial Literacy Education (FLE) is the creator of the FIT Solutions program, a free, half-day financial literacy program for Year 10 students, delivered in schools by trained finance professionals. The program equips students with practical money skills before they enter adulthood.
Key highlights:
- FREE for Australian schools
- Delivered by trained finance professionals with Working With Children Checks
- Covers budgeting, saving, credit reports, borrowing, home ownership and superannuation
- Practical, engaging and curriculum-aligned learning
- Helping create a financially confident next generation
- National school rollout underway
OUR 3-STEP PROCESS
How Does It Work
A clear and guided approach to get you to your goals.
Step-01
Get Your Credit Report(s)
Step-02
Email it for your FREE assessment
Email us your credit report for a thorough assessment and clear advice on what’s worth acting on (including DIY options where relevant)
Step-03
Get clear advice, then we start
We’ll take the time to go through your report and confirm if we can help. If you’d like to proceed, complete our application form and we’ll begin work.
Give Yourself the Best Chance at Finance Approval
We’ll help you understand your report, identify what’s holding you back, and take action only when it’s genuinely worth it.
We aim to help those who have problems with their credit history and with our experienced team, we are working to help our clients to easily and affordably improve your credit score.