Honest and Fair Credit Repair
Rejected for finance because of your credit file? We provide honest, professional credit repair, working to challenge incorrect or unfair listings where possible, so you can move forward with more confidence.
What We Look For on Your Credit Report
Lenders use your credit report to decide whether to approve a loan. Our job is to help you pinpoint what’s hurting your application, and whether there’s anything on your file that can be fairly disputed. Because Australia has multiple credit reporting bodies, it’s often worth checking both: Equifax and Experian (your file and score can differ depending on the bureau).
Common issues we can help with:
- Unfair or incorrect defaults
- Court actions / judgments
- Enquiries and repayment history issues (where removal/amendment is possible)
As a guide, removing an unfair default or court action can take around 4–8 weeks (some matters may take longer). We keep you updated through the process.
Our Mission: Honest and Fair
Everything we do is guided by our core values: Help, Learn, Grow, and a simple commitment to being honest about what’s possible (and what isn’t).
Help
Support you with clear, practical guidance on your credit report and next steps.
Learn
Share education and DIY options where appropriate, so you can protect your credit moving forward.
Grow
Work toward a healthier credit profile that supports future finance goals (subject to lender criteria).
Who We Are
Trusted Credit Repair in Australia
Credit Fix Solutions was founded by CEO Victoria Coster in 2014. Victoria started the business as a single mother and built Credit Fix Solutions on customer service, integrity, and the belief that people deserve a fair chance to move forward financially.
Today, we’re known Australia-wide as an honest & fair credit repair service, working mainly with finance brokers and supporting clients nationwide. Victoria assesses cases with the help of the scenario assessments team, and we operate across major locations while servicing clients across Australia.
- Licensed & Accountable - ACL 531433 and AFCA member 82962.
- Proven Experience - Founded in 2014, led by CEO Victoria Coster (20+ years’ industry experience).
- Business for GOOD - B1G1 Platinum Impact Partner (since Nov 2021).
For Finance Brokers & Referrers
Are you a Finance Professional? Do you want to refer clients to us?
If you’re a finance broker looking for a reliable credit repair partner, you’re in the right place. We pride ourselves on strong referrer relationships and keep you updated on your client’s progress throughout the credit repair process.
Elite Referral Program:
Referral commissions are paid for successful removals for members of our Elite Referral Program.