This is one of the most commonly asked questions about credit repair and you are right to ask!
There are a lot of ‘dodgy’ credit repair companies around and you should be wary of these. Some are charging upfront fees of around $1,000 without doing any work, whilst others run poor quality investigations, or run credit repair as a secondary side business, one which they are not very good at.
The #1 rule with credit repair companies is DO NOT PAY ANYTHING UPFRONT!
So how do I tell if a credit repair company is legit?
Follow these simple rules, and you will know if the credit repair company you are dealing with is legitimate:
- You will not get charged any fees upfront
- The investigations they run are full and complete investigations (ask them how they run their investigations)
- You will get a dedicated credit repair specialist, not an answering machine every time you call
- Your credit repair should be finalised in around 4 to 6 weeks, not months.
Contact us today to see if credit repair is a benefit to you!
A good credit repair specialist should know what they are doing. So they should know if they can really help you or not. So why charge upfront fees if they are good at what they do? The answer is they shouldn’t. Don’t get caught up with forceful salespeople trying to get money out of you before doing any work.
Investigating an inaccurate default listing takes time, knowledge and more time. It can take up to 4 weeks just to get information from a credit provider about an account. So some called credit repair companies skirt around the hard work and just lodge a correction request with Veda. This is something anyone can do, and is not a complete and thorough investigation.
Don’t use a company that doesn’t pick up the phone, or diverts you to a message back all the time. Or the money you’re spending for a service that is quite personal, you should have a dedicated professional to contact directly at all times.
If you are waiting months for an answer, how will you ever get that loan for your dream home or your new family car? Make sure that the company you are using completes their credit repair cases in around 4 to 6 weeks.
At Credit Fix Solutions we offer legitimate, quality, fast, and no win no credit repair Australia wide. We have removed 100’s of inaccurate defaults and court actions. Have a read of some of our testimonials, or check out more articles
Contact us today at 1300 43 65 69 to speak to a Specialist about fixing your credit report today.