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credit repair company









Credit Fix Solutions is an officially licenced credit repair company in Sydney.

Chelsea Planning & Consulting Pty Ltd T/As Credit Fix Solutions ACL Licence No: 531433 | AFCA Member # 82962.

We offer default and court action removal assistance.

It does take around 4 to 8 weeks to remove an unfair default, or court action.

We are a licenced debt management firm under ASIC.

A credit repair company should help you look at negative data that you dispute on your credit report.

Your credit report is where Lenders check up on you before approving you for a loan.

As a credit repair company, we also offer free assessments and guidance on credit reports and scores.

Sometimes the negative data might be coming off soon, or may be irrelevant if you are not looking for finance for another 6 to 12 months, for example.

For example, you may have some missed repayments on your report from early 2020.

However, if you aren’t going for a loan until say mid 2022, there is no need to pay for a credit repair company to fix this.

This is because the missed repayments would have dropped off your report by early 2022.

Repayment history only goes back 2 years.

Type and frequency of enquiries can also affect your credit report and score.

However, it’s not always necessary to pay a credit repair company to fix this.

For example, you have a few low grade enquiries from 2020. but you’re not going for finance until late 2022.

By that time, the 2020 enquiries will be old and not necessarily looked at by future credit providers.

In all cases, you should use an accredited local finance broker to look at your options, before you apply for finance.

A credit repair company can offer good credit repair fixes for more complicated matters.

We have offered credit repair services in Sydney, and across all States in Australia for 8 years.

Firstly we assess your credit report and make sure that any work we do for you will be a benefit to you.

We also make sure we have a valid reason to take your case on, for example, legal grounds to dispute negative data.

We charge default and court action removal fees, but only once we have a successful result.

Looking for a great credit repair company in Sydney?

Contact us today via our contact form, and a consultant will get in touch.

In the meantime, if you don’t have your credit report, get your free copies from the credit reporting agencies:

Equifax: www.mycreditfile.com.au

Illion www.illion.com.au

Experian www.experian.com.au

The team wishes you all the best with your future finances.

We look forward to hearing from you should you require a free assessment, or some education on your credit report and score.

This article is educational only and is not financial advice.

Please call the National Debt Helpline on 1800 007 007 for free financial advice.