Most consumers aren’t aware of the effect of just 1 failed enquiry on your credit report. Our credit scores range from 0 to 1200. BUT most people’s credit scores only sit at around 700. That’s only around 200 points away from a bad credit score. What...
Credit Reporting is now more complex in Australia. You now all have credit scores, for instance. And lenders are reporting 24 months of repayment history information. On top of that, there are three different credit reporting bodies in Australia. At Credit Fix...
Credit Repair in Australia is a popular but often controversial topic. Many credit repair companies are asking for upfront fees. However, fixing a credit report is never guaranteed. Also, the credit repair industry is NOT regulated in Australia. This means anyone...
Your Credit Score/Report, and how to protect it through COVID-19 2020 has brought fires, floods and COVID-19 all potential damage alerts for your credit report. The events of 2020 have crushed entire industries, and locked millions of us in our homes, feeling lonely,...
Do you understand your credit score? A credit score in Australia is generated by 1 of the 3 official Credit Reporting Bureaus. These are Equifax, Illion and Experian. Many adverts on TV and radio claim to give you your free credit score. However, many of these ads are...
Preventing future expensive Credit Repair During these trying times, it’s very important that you are properly educated when it comes to protecting your credit report from future expensive credit repair! Credit Reporting has become more complex since the...