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Fix Your Credit Fast Sydney

Do you have a bad credit score?

Maybe you need to fix your credit fast?

Therefore, you should be looking into options for credit repair.

You do have the option of trying to fix your credit fast yourself.

However, that is going to depend on:

Do you have the time to run a complaint?
Do you have the knowledge to argue with a credit provider?

How defaults are removed, is due to them being proven to be listed in error.

Some people think if they’ve paid the debt, that the default needs to be removed.

That’s simply not true.

And we’ve been doing credit repair across Australia for thousands of families since 2014.

So we know what we’re talking about!

Credit repair has a bit of a tarnished reputation.

And, we understand why.

When Credit Fix Solutions was created nearly a decade ago, all credit repair firms charged upfront.

And some were charging non-refundable upfront fees.

Now we created Credit Fix Solutions with a promise to only charge for fixing a report, once we had a successful result.

This has provided Australians with an honest and fair credit repair service in Australia.

If you need to fix your credit fast, you will need to lodge a written complaint to the credit provider, or phone company etc and chase them up.

What we do as a credit repair specialist, is go to each credit provider who has listed a default against you, for example.

We load our authority to act on your behalf.

Then, we request all the documents on the account leading up to the time that the default was listed.

Our CEO, Victoria Coster, then personally goes into written negotiations for each client.

Victoria specialises in the legislation that is needed to investigate the validity of a default.

We also have our law firm, Credit Fix Lawyers, to handle more difficult cases and court action removals.

Again no upfront fees are taken, we do not hold funds in trust.

And default removal fees as low as $1100 (you only pay once we are successful otherwise you don’t pay a cent).

Can you really fix your credit fast?

Don’t listen to other firms who may tell you it just takes 2 weeks to fix your file.

They are simply ‘hard selling’ you to get you on board because they know you’re stressed!

Credit repair takes 3 to 8 weeks. That’s the honest truth!

It’s not just as simple as picking up the phone and requesting a black mark to be removed.

Here’s case study for one of our recent client.

We did manage to remove a telco default in 3 weeks!

Client ID 6315 for the record.

Click on the image below to access the case study, recorded by our CEO, Victoria Coster, in Sydney on 2/5/2023.

So yes, you can fix your credit fast, but it is not an overnight task.

We have a decade of experience in credit repair, and therefore, we can help you if you get stuck.

Should you be experiencing financial hardship, we cannot help you we’re sorry.

Please call The National Debt Helpline if you are experiencing financial difficulties on 1800 007 007.

You can also get finance tips from MoneySmart at www.moneysmart.gov.au

We will only onboard you as a client if it is beneficial for you to spend money on credit repair.

You can fill in the contact form on the homepage HERE or email your credit report to the assessments team at sales@creditfixsolutions.com.au

We look forward to helping!

Fix My Score

Fix My Score TOP TIP VIDEO

At Credit Fix Solutions, we’ve helped thousands of Australians to fix or improve their credit scores since 2014.

Your credit score is an important part of your credit report.

Also, it can dictate whether or not you get approved for finance with Lenders. Subject to other Ts and Cs of course!

Lots of people come to us asking ‘How do I fix my score’ when all they have wrong with their reports is a few missed repayments.

Repayment history information is now being reported on our credit reports for 24 months.

That’s for our home loans, personal loans, credit cards and any other consumer loan we have.

It never used to be the case that we had our payment history recorded on our credit reports.

So, as long as we have 6 months most recent statements all in good order, it seems that Lenders were happy with that.

However, since repayments are now recorded, Lenders are seeing all the way back to 2 years ago!

And with COVID, floods and fires affecting many families across the country, a lot of Australians now face difficulties with getting finance approved, just because of a few missed payments.

How do I fix my score is a really good question.

But how do I start to fix my score?

Who do I contact to fix my score?

Over the past 2 years, we’ve tried helping people to amend missed payments on their credit reports.

But we haven’t had much success.

So, instead, we’ve shared a process that you can follow, to try to get your Lender to amend missed payments on your credit report, yourself, for free!

Check out this latest educational top tip video on fix my score!

Banks only have to amend missed payments if they have made a clear error.

We can only take a formal complaint to a Lender if we feel we have legal grounds.

It goes against our credit licence to take a pleading case to a Lender if there is no clear error.

BUT, this doesn’t mean that you can’t give it a go!

As a suggestion you can send your case to each bank, find their customer service email.

Subject Line: Complaint Please Resolve NAME ACC NUMBER

Body of email: Write your complaint out as best as possible asking for them to respond within 30 days as per IDR guidelines.

Attach the credit report.

They may consider amending the missed payments as a goodwill gesture.

If you like, jump on our website and complete the contact form.

We will email you our Credit Reporting Essentials Guide which contains everything you need to know on credit reporting.

1. How to get your credit reports
2. What are the correct websites for your reports
3. How to Read your credit reports
4. How to fix things yourself

We wish you all the best on your wealth creation journey and I hope this video is helpful.

Victoria Coster
CEO
victoria@creditfixsolutions.com.au

#fixmyscore #creditrepair

Fix My Credit | Success Story

With interest rates going up and life getting more expensive in general…

What are your interest rates looking like right now?

Is the thought ‘Fix My Credit’ playing on your mind?

It might be a good time to review your credit report, and see if you can get better deals.

This could be on your car loans, home loans, or other finance.

Sharing another brilliant credit repair case study with you!

Client ID 6109 for the record.

We removed a default in just 4 weeks for one of our clients.

Now, their broker referred them to us, in a total panic.

Because their client had conditional approval on an investment property purchase.

BUT they couldn’t get unconditional (full approval) with a prime lender…

whilst the default remained on the credit report.

Watch the video explainer from our CEO Victoria Coster!!

Click on the image below to play the 2 minute video via our You Tube Channel:

Also, the default wasn’t due to drop off the report until December 2025, therefore, a problem for 3 more years!

The client’s broker advised us that this particular client was going to need several finance applications approved between now and then.

And if the default remained, it was going to cause lots of problems with getting finance approved.

We were super happy to remove this default as the result meant we truly changed his life for the better!!

Get in touch today for your FREE assessment.

We could help you with that looming question ‘Should I fix my credit?’!

You only pay fees once we get our work done!

And if there is something you can fix yourself, however, we will let you know.

Fees as low as $1100 – $1320 per default removal. (Defaults under $1000* Ts and Cs apply).

It’s as easy as completing our ‘Contact Form’ on our home page!

We cannot assist you if you are currently experiencing financial hardship.

If you need financial advice please call the National Debt Helpline on 1800 007 007. For finance tips go to www.moneysmart.gov.au

#creditrepair #creditrepairservices #fixmycredit #fixmycreditscore

Credit Repair Melbourne

Credit repair Melbourne case study below:

Credit Fix Solutions offers credit repair Australia wide.

We offer free consultations, and useful information on how you can fix your credit yourself.

CLICK on the video below to watch our most recent credit repair Melbourne success story for a client of ours:

Are you paying high interest rates?

Do you need to refinance to lower your liabilities?

Then you’ve come to the right place!

Credit Fix Solutions offers great ‘credit repair’ services Australia wide.

Most cases take around 4 to 8 weeks – to improve a credit report.

We only charge fees once we get successful results.

Client ID 6050: Fantastic result in just 4 weeks!

Default removed, and her broker refinanced her home loan at 3% lower, saving her $2000 per month!

What would you do with $2000 extra per month?

Especially, since interest rates have shot up!

If we cannot help you, we will give you education on how to improve and therefore protect your report moving forward.

We will only accept your case if:

A: Credit Repair is a benefit to you

B: You are not currently in financial hardship

If you are currently experiencing financial hardship please call the National Debt Helpline on 1800 007 007.

Alternatively, you can get finance tips here: www.moneysmart.gov.au

Get in touch with us today for a free credit report assessment.

Use the contact form on the homepage here

#creditrepairmelbourne #creditrepair

Fix My Credit Score Case Study Sydney

Client ID 5942 (for internal use)

Happy New Year!!

Are you searching up Fix My Credit Score?

What about your new year resolutions?

Maybe one of them is Fix My Credit Score!

Well, if that is the case, you are in luck.

Have a listen to our most recent case study video. (Click on the image below)

We happened to remove a default, listed for nearly $5000.

In just 4 weeks!

And our client ONLY paid once we got removal confirmation.

Why would you pay a credit repair company upfront?

Or even consider entering a payment plan, even though it might seem cheap?

Do you pay your Accountant before they do your tax returns?

The simple answer is NO.

Therefore, you should consider using a credit repair firm that ONLY charges if successful.

We are a licenced credit repair firm under ASIC.

Approving you as a client will mean we believe we have a good case to fix your credit score.

(N.B We ONLY get paid if we are successful, so we don’t take on cases that will waste your time OR ours).

Does Fix My Credit Score play on your mind?

We understand here at Credit Fix Solutions that fixing your credit score could mean all the difference.

When it comes to your finance options.

However, be careful of credit repair companies asking for money upfront.

When you ask ‘Fix My Credit Score’, it MAY BE that you can fix it yourself.

I spoke with a consumer last week, and he had too many enquiries.

In a short period of time.

He had already spoken to another credit repair firm.

They asked for around $1500 upfront and said they can fix it.

However, this is not the case, in my opinion.

The consumer just needed to CHANGE HIS BEHAVIOUR.

I.E. Stop enquiring so frequently, give his report a rest.

AND then, his score would naturally improve all by itself over the coming months.

In this ‘Fix My Credit Score’ case study filmed in Sydney, I speak about removing a default.

This can make all the difference in your finance options.

Are your mortgage rates too high with the rate increases?

Maybe you can fix your credit report, to get in with better lenders and hence, better interest rates?

Speak to a finance broker to discuss your options.

Remember, enquiring yourself in a short period can damage your credit score for months.

Want to find out more from us and the team?

Fill in one of our contact form here and you will get a copy of our

Credit Reporting Essentials Guide

Your GO TO tool to read, understand, fix and improve your credit score yourself!

We are the good guys in credit repair.

Over 8 years experience, and I personally run all negotiations with the help of my admin team.

Please get in touch, we would love to offer you a free assessment.

Wishing you all the best in 2023.

Victoria Coster

CEO | victoria@creditfixsolutions.com.au | M: 0416 52 52 33

*Please note that if you are currently experiencing financial hardship we cannot assist you

Contact The National Debt Helpline on 1800 007 007 or go to www.moneysmart.gov.au for budget tips.

Credit Repair Melbourne Case Study

August 2022 Credit Repair Case Study

Credit Repair Melbourne case study from one of our recent success stories.

Meet Fred* one of our amazing new clients.

Fred came on board with us on 16th August 2022.

His credit report presented with one tiny energy default.

His broker recommended us to him, as they couldn’t get his loan across the line with the default on his report.

Such a small default causing so much grief, therefore we were happy to take him on.

Watch the video below:

The exciting news was that within 11 days we received a case manager, documents on the account, and written agreement to remove the default as per legal grounds!

That’s around 2 weeks for a successful credit repair Melbourne case for one of our clients.

Now we are chasing the cleared credit report for him, thereby allowing his broker to get his finance approved.

The approval is subject to other terms and conditions, however, the default being removed will greatly assist.

Get in touch with the team today, for any free credit report assessments.

Fill in the contact form on the home page here

*Client ID 5726 Name changed for privacy reasons. For informational purposes only and not financial advice.

Should you currently be in financial hardship we cannot assist you. Please call the National Debt Helpline on 1800 007 007

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